|
The Medicare Program
consists of three parts:
Part
A (Hospital Insurance)
Medicare Part A helps cover inpatient care in hospitals, critical access
hospitals, and skilled nursing facilities. It also helps cover hospice
care, some home health care, and blood.
Most people do not
pay for Medicare Part A coverage.
Part
B (Medical Insurance)
Medicare Part B helps cover doctors' services and outpatient hospital
care. It also helps cover some other medical services that Part A does
not cover, such as some of the services provided by physical and occupational
therapists and some home health care. Part B helps pay for these services
and supplies when they are medically necessary.
Most people pay
a monthly premium for Medicare Part B.
Prescription Drug Coverage
Starting January 1, 2006, new Medicare prescription drug coverage is available
to everyone with Medicare. This coverage helps pay for brand-name as well as
generic drugs. People with limited income and resources may get extra help paying
for their prescription drugs.
Most people will pay a monthly premium
for Medicare prescription drug coverage. |
