Medicare
Part A Premiums
Most people
do not have to pay a monthly premium for Medicare Part A because they
(or their spouse) paid Medicare taxes while they were working.
The Social Security
Administration (SSA) determines if an individual has to pay a premium
for Medicare Part A. An individual qualifies for premium-free
Medicare Part A coverage unless he or she, or his or
her spouse:
- Did not pay Medicare taxes while working
- Did not work long enough (10 years in most cases) in Medicare-covered
employment
If
an individual does not qualify for premium-free Medicare Part A coverage,
he or she may still be able to get the coverage by paying a monthly
premium. The amount of the premium depends on the length of time the
person worked in Medicare-covered employment. If he or
she worked for less than 7 1/2 years in Medicare-covered employment,
he or she will pay a higher premium than if he or she worked between
7 1/2 years and 10 years in Medicare-covered employment.
Joleen and Todd
are ready to examine the details of their parents' coverage under Medicare
Part A.
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