Joleen
and Todd begin by examining the Medicare Part A coverage for hospital stays.
The covered services for inpatient care include:
- A semiprivate room
- Meals
- General nursing
- Other hospital services and supplies
This
includes care in critical access hospitals (small facilities that give
limited services to people in rural areas). Inpatient mental health care
in an independent psychiatric facility is also covered under hospital
stays. However, this coverage is limited to 190 days in a lifetime.
The
coverage for hospital stays does not include private duty nursing or a
television or telephone in the room. It also does not include a private
room, unless medically necessary.
Now
that they have an understanding of the covered services for hospital stays,
Joleen and Todd are ready to examine the costs.
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