Medicare Part B Overview

Hal's brother refers him to two resources that will help Hal learn about Medicare Part B:

• The Medicare & You handbook
• The Medicare website: www.medicare.gov

Hal begins by reading an overview of Medicare Part B in the Medicare & You handbook.

Medicare Part B (Medical Insurance) helps pay for covered services and supplies in the following areas when they are medically necessary:

• Medical and other services
• Clinical laboratory services
• Home health care
• Outpatient hospital services
• Blood
• Preventive services
• Ambulance services (when other transportation would endanger a person's health)

Hal knows that he qualifies for premium-free Part A coverage. So he wonders how Medicare handles the premiums for Part B coverage.

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