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Module 1, Lesson F: Other Insurance
and Ways To Pay Health Care Costs

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Long-Term Care Insurance

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Doris informs Samuel that long-term care insurance is another option available to him. Doris shares the following information with Samuel:

Basic Information

Long-term care insurance is sold by private insurance companies and usually covers medical care and nonmedical care to help with personal care needs such as bathing, dressing, using the bathroom, and eating. Generally, Medicare does not pay for long-term care.

Important Tips

  • To obtain more information about long-term care insurance, you can get a copy of "A Shopper's Guide to Long-Term Care Insurance" from one of the following sources:
    • Your state insurance department
    • The National Association of Insurance Commissioners
      2301 McGee Street, Suite 800
      Kansas City, MO 64108-3600

  • You can obtain the phone number of your state insurance department by calling 1-800-MEDICARE, logging on to www.medicare.gov, or looking in the Medicare & You handbook.

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Last Updated 11/02/2004