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Medicare SELECTMedicare SELECT is a Medigap plan that requires the beneficiary to use a network of providers. All of the standardized Plans A through J may be offered as Medicare SELECT policies, although not all plans are available in all states. A Medicare SELECT plan may lower the cost of a Medigap policy through the use of a network of providers. If you enroll in a Medicare SELECT plan, you must use a provider in the network to get full insurance benefits (except in an emergency). Sondra comments, "We would like to continue to use our own family doctors, so I don't think Medicare SELECT is for us. Are there any other options we should consider?" The agent responds,"You may want to consider a plan that offers a high deductible. Let's take a look at this option." |
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Last Updated 11/02/2004 |