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Module 3, Lesson B: Buying a Medigap Policy
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Apply Your Knowledge

Which statements are true about buying a Medigap policy?

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1. An insurance company cannot deny you coverage if you apply for a Medigap policy during your Open Enrollment Period.
1. An insurance company cannot deny you coverage if you apply for a Medigap policy during your Open Enrollment Period.
2. An insurance company can refuse to cover a preexisting condition if you have creditable coverage and apply for a Medigap policy during your Open Enrollment Period.
2. An insurance company can refuse to cover a preexisting condition if you have creditable coverage and apply for a Medigap policy during your Open Enrollment Period.
3. All companies that offer Medigap policies are required by law to sell all Plans A through J.
3. All companies that offer Medigap policies are required by law to sell all Plans A through J.
4. Insurance companies may charge different rates for the same level of coverage.
4. Insurance companies may charge different rates for the same level of coverage.
5. Plans H and I offer basic prescription drug coverage.
5. Plans H and I offer basic prescription drug coverage.

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Last Updated 11/02/2004