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Module 3, Lesson C: Guaranteed Issue Rights

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Situation #1

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Your Medicare + Choice plan or PACE program coverage ends because the plan is leaving the Medicare Program or stops giving care in your area.

In order to have a guaranteed issue right, you cannot leave the plan before you receive a final notification letter from the plan.

Plan Options

You have the right to buy the Medigap Plan A, B, C, or F that is sold in your state. In some situations, you may have additional rights.

Time Limit

You can apply for a Medigap policy as soon as you receive the final notification letter from your plan. You must apply no later than 63 calendar days after your health coverage ends.

Select the Beneficiary Profile icon to review an example of a beneficiary in one of these situations.

Select the Chart icon for an overview of guaranteed issue rights.

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Last Updated 11/02/2004