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1. Federal law requires insurance companies to sell Medigap policies to Medicare beneficiaries with disabilities under age 65. |
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2. When a beneficiary with a disability turns 65, her basis of entitlement changes from disability to age. |
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3. Medicare coverage terminates if SSA determines that a beneficiary is no longer disabled and is under age 65. |
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4. A person with ALS will be eligible for Medicare benefits only after she receives SSA cash benefits for 24 months. |