Health Plan Options
 Jim asks if he will have choices about health plans after he enrolls in
Medicare.
Marjorie explains that you cannot join a Medicare + Choice plan
when you are entitled to Medicare based on ESRD. You are limited to the
Original
Medicare Plan except in the following situations:
- If you are currently enrolled in a non-Medicare health plan
that participates in the Medicare Program, you may be able to join a
Medicare + Choice plan
offered by the same organization that offers your non-Medicare health
plan.
- If you are already entitled to Medicare based on disability
or age and have chosen a Medicare + Choice plan, you can stay in the
plan or join
another plan offered by the same organization.
- If you are enrolled in a Medicare + Choice plan, you may join
another Medicare + Choice plan when your plan terminates or reduces
its service area.
- If you have a kidney transplant, you may be able to enroll
in a Medicare + Choice plan.
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