Apply Your Knowledge
Select the correct answer for each of the 18 questions below. (Scroll down as needed.) Then select the Submit button at the bottom of the screen to receive feedback.
A beneficiary has a guaranteed issue right when he leaves his Medicare Advantage plan if he joined the plan when he was first eligible at age 65 AND
Medigap coverage fills the gaps in:
A Medigap policy can provide a beneficiary enrolled in the Original Medicare Plan with all of the following EXCEPT:
A Medigap Open Enrollment Period begins when a Medicare beneficiary is:
Creditable coverage can be any of the following:
A high deductible option is available on:
Medigap plans provide all of the following benefits EXCEPT:
Medigap protections, often called guaranteed issue rights, give Medicare beneficiaries the right to purchase a Medigap policy:
Which plans offer some coverage for prescription drugs?
When a beneficiary decides to move out of his Medicare Advantage plan's service area, what is the earliest date on which he can apply for a Medigap policy and have guaranteed issue rights?
A beneficiary has a guaranteed issue right to purchase a Medigap policy if he loses his Medigap coverage because his Medigap insurance company goes bankrupt.
A beneficiary qualifies for a guaranteed issue right if the insurance company selling the Medicare + Choice plan is convicted of fraud.
A beneficiary's decision to purchase a Medigap policy can impact his out-of-pocket costs.
Ten standardized Medigap plans are available in every state.
A Medicare SELECT plan can limit a beneficiary's choice of hospitals and doctors.
A beneficiary must be enrolled in a Medicare Advantage plan to be eligible to purchase a Medigap policy.
During the Medigap Open Enrollment Period, an insurance company can refuse to sell a beneficiary a Medigap policy.
Creditable coverage is used to reduce the waiting period for coverage of a preexisting condition.
Last Updated 11/02/2004
