Other Enrollment Considerations
The insurance agent learns that Sondra and Marvin currently have health
insurance coverage through an Employer Group Health Plan (EGHP) and expect
to keep that coverage until they enroll in Medicare and Medigap.
The agent explains that during the Open Enrollment Period, an insurance
company must reduce the preexisting condition waiting period if you have
creditable coverage prior to purchasing a Medigap policy.
A preexisting condition is a health problem you had before the date
that a new insurance policy starts.
Creditable coverage is previous health coverage (with no breaks in coverage
lasting more than 63 days) under one or more of the following: |
