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Module 3, Lesson C: Guaranteed Issue Rights

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Introduction

Welcome to the Guaranteed Issue Rights lesson.

Guaranteed issue rights give Medicare beneficiaries the right to buy a Medigap policy outside of their Open Enrollment Period if they lose or change their health coverage under certain conditions. These rights are also called Medigap protections.

This lesson will provide you with an overview of guaranteed issue rights and the circumstances in which they apply. After completing this lesson, you will be able to:

  • Identify and define guaranteed issue rights
  • Identify the circumstances in which a beneficiary would have a guaranteed issue right
  • Advise beneficiaries of their options
  • Identify plan options and time limitations

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Last Updated 11/02/2004