Social Security: Much More Than Just a Retirement Program |  |  |
Contrary to what many people think, retirement benefits are just one part of the Social Security program.
Some Social Security taxes paid by workers go toward survivor insurance. In fact, the value of Social Security survivor insurance is probably greater than the value of an individual's life insurance.
The millions of workers who pay into the Social Security system earn survivor insurance. Should a worker covered by Social Security die, certain family members can receive survivor benefits.
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