Exceptions to the WEP |  |  |
There are exceptions to applying the WEP reduction in calculating Social Security benefits.
For example, the 90 percent factor is not reduced in Step 2 of the formula if the worker has 30 or more years of "substantial" earnings in a job where he or she paid Social Security taxes.
Click here to see the table that shows the amount of "substantial" earnings for each year.
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