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Skip NavLesson:  Government Pension Offset (GPO)
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Introduction
Rationale
Example
Calculations
Exemptions
Resources
Summary & Case Studies

Example: The Does, The Joneses, and the Government Pension Offset - Scene 1

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An older couple, the Does

Meet the Does: John Doe collects a Social Security benefit of $600 per month. His wife Jane is potentially eligible for a spouse benefit of up to 50% of John's, or $300. However, Jane also worked and paid into Social Security, qualifying for her own retirement benefit of $400.

By law, Jane can only receive the higher of the two benefits she is eligible for, not both. She will not receive a spouse benefit because her $400 retirement benefit is higher than the $300 spouse benefit from Social Security.

Now meet the Does' neighbors, the Joneses . . .

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